PRIVACY POLICY

This Privacy Policy governs the manner in which AnyRates.com collects, uses, maintains, and discloses information collected from users of this website. This Privacy Policy replaces any privacy policy previously delivered to you or appearing on the AnyRates.com website, any transaction agreement, or any other document previously delivered to you. This Privacy Policy may be updated from time to time to ensure our consumers are provided with the most accurate information. It is your responsibility and you are encouraged to thoroughly read and review this Privacy Policy each time you use the AnyRates.com website and participate in any of the website’s services. This Privacy Policy is effective as of April 27, 2016.

Acknowledgment and Agreement

AnyRates.com is not intended for use by consumers under the age of 18. By using the website and participating in any of our services, you consent and agree to accept the terms of this Privacy Policy. If you do not agree to the terms of this Privacy Policy, or if you are not 18 years of age or older, please do not use AnyRates.com or participate in the website’s services.

About Us

This Privacy Policy is provided to you on behalf of AnyRates.com. Through this website, AnyRates.com offers an infomediary service that will attempt to match you with third parties who provide certain products and services. AnyRates.com uses third party affiliates and a variety of advertising mechanisms to market its website to consumers interested in utilizing our services. By using AnyRates.com, you consent to our company’s use of your personally identifiable information for these purposes. AnyRates.com is not a lender, credit company, and does not provide financial services. The owners and operators of this website may be compensated by third parties whose products and services appear on this website. Nothing on this website is intended to be construed as legal advice and we encourage you to consult with a financial advisor prior to entering into any transaction. AnyRates.com does not endorse or recommend any services and products advertised on or through this website. For complete details on the products and services you are matched with, you should contact the third party provider directly.

What Information is Collected?

When you voluntarily fill out any forms on AnyRates.com, we collect certain personally identifiable information to verify whether you qualify for our services. The information collected may include your full name, email address, telephone number, and other relevant financial information.  In addition, AnyRates.com may also request information about your use of or interest in certain products and services offered by affiliated third party service providers on our website.

Non-Personal Identification Information

AnyRates.com may also collect non-personally identifiable information about Consumers when they interact with our website, which may include the the browser name, the type of computer and technical information about Consumers means of connection to our website, such as the operating system and Internet service providers utilized, and other similar information.

Web Browser Cookies

Our website may use “cookies” to enhance our consumers experience. A “cookie” is a piece of data stored on the consumer’s hard drive containing information about the consumer. If a consumer rejects the cookie, they may still use our website but, may not have access to certain features on our website. Cookies can also enable us to track and target the interests of our consumers to enhance their experience on our website. Some of our affiliates use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies once set on our website.

How Do We Use Your Collected Information?

AnyRates.com collects information you affirmatively provide on our website.  By providing us with the required information in our forms, you are granting express permission to be contacted by AnyRates.com or our trusted business partners, affiliates, and service providers (“third parties”).  We share the contact information you submit in an attempt to match you with the best third party goods and services providers. AnyRates.com may share the basic information you provide, including your name, phone, and email address, with one of our business partners or affiliates. An “affiliate company” is a company under legal contract with AnyRates.com to fulfill certain services.

Information you provide to AnyRates.com may be used in one of the following ways, though this list is not inclusive:

  • To match you with a third party company for the express purpose of delivering the products or services you have requested;
  • To send periodic communications about our products and services and the products and services of one of our trusted third-parties;
  • To personalize user experience: We may use information in the aggregate to understand how our Consumers as a group use the services and resources provided on our website.
  • To run promotions, contests, surveys or other website features.
  • To improve our customer service and overall website experience for consumers: Information you provide helps our company respond to your customer service requests and support needs more efficiently.

How We Protect Your Information

AnyRates.com is serious about protecting consumer information and we have implemented a variety of security technologies and procedures to protect your personal information from unauthorized access, use, alteration, or disclosure. These include the use of firewalls and 128-bit Secure Sockets Layer (SSL) protection. In the event of a security breach, AnyRates.com will promptly notify any effected consumers in a timely manner while taking all immediate and reasonable actions to remedy the breach. Despite our diligent protective measures and security technologies, the internet is never “security-proof “and therefore, we disclaim any liability for any injury due to a security breach that compromises your personal information.

Third Party Websites

AnyRates.com may include, at our discretion, links to other websites and products and services belonging to third parties, business partners, advertisers, and/or sponsors.  Please understand that AnyRates.com is not responsible for the Privacy Practices of third party websites. Our company does not have control over the content, links, terms of use, or privacy practices of third party websites. We strongly encourage consumers to read the Privacy Policies of every website they visit when leaving AnyRates.com. This Privacy Policy is applicable solely to AnyRates.com.  Third party websites will have different and independent Privacy Practices and we have no responsibility or liability for the content and activities of these linked sites.

Sharing information with Trusted Affiliates

AnyRates.com will never sell, trade, or otherwise transfer personally identifiable information to outside, unaffiliated parties. We may share the information you affirmatively provide us with trusted third party business partners and affiliates for the purposes of operating our website, providing consumers with our services, conducting our business, or fulfilling your requests for products and services of third parties. AnyRates.com reserves the right to disclose your personally identifiable information as required by law and when our company believes that disclosure is necessary to protect our rights and comply with any judicial order or legal process served on our website.

Confidentiality and Security

AnyRates.com restricts access to nonpublic, personal information about you to those employees who must know that information to provide products and services to consumers. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information against unauthorized access or use. Preserving the accuracy of your information is a shared responsibility and we ask consumers to provide our company with any update to your records when you notify us of a change. Please contact us when information concerning you changes.

California Online Privacy Protection Act Compliance

AnyRates.com has taken the necessary and substantial steps to remain in compliance with the California Online Privacy Protection Act. Our company does not distribute your personally identifiable information to outside parties without your informed, affirmative consent.

Children’s Online Privacy Protection Act Compliance

AnyRates.com is not intended for use by individuals under the age of 18. We are in compliance with the requirements of the Children’s Online Privacy Protection Act (COPPA) and we do not knowingly collect any information from anyone under 13 years of age. Our website, products, and services are directed to people who are at least 18 years of age and older. When notified of a user who is not over the age of 18, our company will take immediate remedial measures to remove that individual from our user database.

Gramm Leach Bliley Act Compliance

This Privacy Policy shall serve as your initial customer relationship and annual “Privacy Notice” as defined under the Gramm-Leach-Bliley Act, 15 U.S.C. 6802 (the “GLB Act”). If you would like to opt-out from the disclosure of your personally identifiable information to any third-party for advertising or marketing purposes, please unsubscribe by following the steps provided in our “Opt-in/Opt-Out and Unsubscribe” section below.

Advertising

The advertisements that may appear throughout AnyRates.com may be delivered to consumers by third parties, including trusted affiliates and advertising partners, who may set cookies. These cookies allow third party ad servers to recognize your computer each time they send you an online advertisement and to compile non-personal identification information about you. This privacy policy does apply to the use of cookies by any third parties, affiliates, partners, or advertisers.

“Do Not Track” Signals

AnyRates.com is not currently configured to honor or recognize “do not track” signals sent by any web browser and we take no action regarding your privacy preferences as expressed through the use of “do not track” signals.  AnyRates.com does not engage in collection of personally identifiable information about consumer’s online activities across third-party websites or over time. Consumers who use “do not track” signals will still have access to our website. 

Opt-In/Opt-Out and Unsubscribe

AnyRates.com does not collect consumer info or engage in email marketing. If you would like to opt-out/unsubscribe from any 3rd party email notifications, please visit the 3rd party website to which you provided your information.

Contacting Us

If you have any questions about this Privacy Policy, you may contact AnyRates.com by visiting our Contact page here.