TERMS OF USE

LAST REVISED: APRIL 27, 2016

These Terms of Use (“Terms”) govern the use of the website AnyRates.com (“we,” or “us”). By accessing and using the website, you accept and agree, without limitation, to the following terms. Following any change to the Terms of Use constitutes your agreement to those changes. If at any time you choose not to accept the Terms of Use that are in effect at such time, you should not access or use the website. It is your responsibility and you are encouraged to thoroughly read and review these Terms of Use each time you use the AnyRates.com website and participate in any of the website’s services.

Acknowledgment

By using AnyRates.com, you affirm that you are over the age of 18 and that you are able to form a binding, legal contract. AnyRates.com is not intended for use by consumers under the age of 18.  You agree not to use the website for any purpose that is unlawful or prohibited by these Terms of Use. Our Privacy Policy is incorporated into, subject to, and made part of these Terms of Use. Click here to review our Privacy Policy. AnyRates.com provides a free service and we do not charge you a fee for the use of our website or services. However, the owners and operators of this website may be compensated by third parties whose products may be viewed on this website.

Third Party Content and Links to Third Party Websites

AnyRates.com may from time to time (i) link to other sites that we feel may be useful to you, and (ii) post content to our website that is supplied by third parties (collectively “Third Party Content”). Third Party Content is not under the control of AnyRates.com. AnyRates.com makes no claim or representation regarding, and accepts no responsibility for, the quality, content, nature or reliability of Third Party Content, any services accessible by hyperlink from our website, links contained in any Third Party Content, or any review, changes, or updates to a third party website or for third party websites that link to our website. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties in Third Party Content are those of the respective author(s) or distributor(s) and not of AnyRates.com. The existence of such third party links should not be considered an endorsement or recommendation of those websites or any products and/or services offered on those websites. Once a consumer leaves our website, these Terms of Use do not govern your use of any third party website, and you consumers are encouraged to review the applicable terms of use and privacy policies of any third party websites.

Ownership

All information, materials, images, software, photographs, articles, functions, text and other content provided by or on behalf of AnyRates.com on this website (collectively, “Website Content”) is the sole property of AnyRates.com. The website and all of its content and the selection and arrangement thereof, are protected under the copyright laws and other intellectual property laws of the United States and other countries. AnyRates.com reserves all rights, in and to the website and the website content. Unless otherwise noted, the AnyRates.com name and all other trademarks, service marks, trade names, logos or other designations of source displayed on the website are the property of AnyRates.com, its affiliates, or licensors.  You may not distribute, display, or disseminate any such documents, pages, images, materials or content without the prior written consent of AnyRates.com. Nothing contained on this website shall be construed as conferring any right or license under any trademark, copyright, or other intellectual property right. Any unauthorized use of this website or any of the website content will terminate the permission or license granted herein and may violate applicable law. You will not alter, adapt, or otherwise modify any part of the website or website content.

Indemnity

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS AnyRates.com, ITS AFFILIATES, LICENSORS, AND BUSINESS PARTNERS, INCLUDING WITHOUT LIMITATION, AnyRates.com‘S SERVICE PROVIDERS AND BANKS, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND REPRESENTATIVES FROM AND AGAINST ALL LOSSES, EXPENSES, DAMAGES AND COSTS, INCLUDING REASONABLE ATTORNEYS’ FEES, FOR ANY CLAIMS, CAUSES OF ACTIONS, PROCEDURES OR ALLEGATIONS ARISING OUT OF OR RELATING TO ANY VIOLATION OF THESE TERMS, YOUR USE OF THE WEBSITE, WEBSITE CONTENT OR USER CONTENT (INCLUDING BUT NOT LIMITED TO INFRINGEMENT OF THIRD PARTIES’ WORLDWIDE INTELLECTUAL PROPERTY RIGHTS OR NEGLIGENT OR WRONGFUL CONDUCT) BY YOU OR ANY OTHER PERSON ACCESSING THE WEBSITE ON YOUR BEHALF. AnyRates.com RESERVES THE RIGHT, AT ITS OWN EXPENSE, TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER OTHERWISE SUBJECT TO DEFENSE BY YOU.

Disclaimer of Warranties

AnyRates.com UTILIZES REASONABLE EFFORTS TO ENSURE THE INFORMATION PRESENTED ON THIS WEBSITE IS ACCURATE, BUT CANNOT GUARANTEE SUCH ACCURACY. THE WEBSITE, THE WEBSITE CONTENT, AND USER CONTENT ARE MADE AVAILABLE “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, NON-INFRINGEMENT OR ENJOYMENT. WE MAKE NO GUARANTEE THAT THE WEBSITE CONTENT OR USER CONTENT ON THE WEBSITE IS UP-TO-DATE, ACCURATE, OR COMPLETE, AND YOU SHOULD NOT RELY ON THE WEBSITE FOR ANY DECISION OR TO TAKE ANY ACTION. WE HEREBY DISCLAIM ANY WARRANTY THAT THE WEBSITE CONTENT OR USER CONTENT ON THE WEBSITE WILL BE FREE OF INTERRUPTION, FREE OF ERRORS, OR THAT THE WEBSITE IS FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER CODE THAT MANIFEST CONTAMINATING OR DESTRUCTIVE PROPERTIES.

Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL AnyRates.com, ITS AFFILIATES, BUSINESS PARTNERS, AND/OR ANY OTHER PARTIES INVOLVED IN DEVELOPING, PRODUCING, OR DELIVERING THIS WEBSITE SHALL BE HELD LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, PUNITIVE DAMAGES, OR ATTORNEY’S FEES ARISING OUT OF A CONSUMER’S ACCESS TO, OR USE OF, THIS WEBSITE.  YOUR SOLE AND EXCLUSIVE REMEDY AND AnyRates.com‘S SOLE AND EXCLUSIVE LIABILITY TO YOU FOR ANY REASON SHALL BE FOR YOU TO DISCONTINUE YOUR ACCESS TO OR USE OF THE WEBSITE. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

Compliance with Applicable Laws

You agree to comply with all applicable federal, state, and local laws, regulations and rules that apply to your activities when using the website. AnyRates.com reserves the right to terminate any account with respect to this website and to prevent your use of the website if such account is used to engage in illegal activity or to violate these Terms of Use. AnyRates.com may, in its sole discretion, report actual or perceived violations of law to law enforcement or appropriate authorities.

Modification

AnyRates.com reserves the right to modify these Terms of Use from time to time. Your use of the website after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.  These Terms govern your current visit to the website, not any future visit. As your next visit to the website may be governed by different terms posted at this page and you should review the terms on this page each time that you visit the website.

Severance

These Terms of Use operate to the fullest extent permissible by law. If any provision of these Terms is held unlawful, void, or unenforceable, that provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions. The headings used in these Terms of Use are intended for convenience only, and shall not affect the drafting or interpretation hereof or thereof.

No Waiver

AnyRates.com’s failure to enforce any provision of these Terms shall not be construed as a waiver of such or any future provision. 

Law and Venue

These Terms of Use, and the interpretation, performance, and enforcement of your and AnyRates.com’s rights and duties, shall be construed in accordance with the laws of the State of New York, except for any conflict or choice of law principle thereof that would lead to the application of another jurisdiction’s laws to the rights and duties of the parties.

Use of Website

AnyRates.com reserves the right, its sole discretion, to restrict, in whole or in part, your use of the website, any website content, and any third party’s User Content at any time with or without notice for any or no reason.

Miscellaneous

AnyRates.com makes no representations that the website is appropriate or available for use in locations outside of the United States. This website is not intended for distribution to, or use by, any person or entity in any jurisdiction where such use would be contrary to applicable law or regulation. By offering this website and its content, no distribution or solicitation is made by AnyRates.com to any person to use the website or its content in any jurisdiction where the provision of this website is prohibited by law. You shall obey all federal, state, and local laws, regulations, and rules that apply to your activities when you use the website. All rights not expressly granted are reserved to AnyRates.com.

Contact Information

If you have any questions or concerns about these Terms of Use, please contact us at:


AnyRates.com

1000 N. Green Valley Parkway

Suite 440-488
Henderson, NV 89074

(702) 998-9915