money mutual

Highlights

  • Lenders are currently online and accepting requests
  • Simple Online Process
  • All Credit Types Welcome to Submit a Loan Request
  • Now you can pay that unexpected bill before payday!

Editor's Rating

94 out of 100
What's This?

What is Editor’s Rating?

The score you see here is our proprietary editor’s rating of this lending company using our unique scoring system which uses a number of factors to rank lenders based on what we feel may be the best fit for a consumer like you. While we are compensated by lenders if you choose accept a loan from a lender linked through our website, and we may not show you all potential lenders that could extend a loan to you, our ratings are completely independent and based on our own ratings criteria.

Just a few of the factors we use are:

  • Lender Popularity: If many people with a profile similar to your are selecting the same lender over others we know that this lender probably has the right balance of features and customer service to be a good fit for you, and is a good indicator of if you’ll also be interested in this lender.
  • Lender Approval Rates: We know that it’s important to you that when you apply for a card you have a high likelihood of being approved, so we use the overall approval rates for each credit card as a factor in our editor’s rating.
  • Lender Reputation: We value lenders that are well established and trustworthy, so we use lender reputation as a factor in our editor’s score.

Features

The incredibly simple form developed by 3K Loans makes the whole loan request process both fast and easy. Just fill out the requested information and click submit to find out if 10K Installment Loans has a lending partner that can assist you with your financial needs. The loan request form can be completed quickly without ever having to leave home.3K Loans specializes in helping people with with all credit types find the financial assistance, even those with bankruptcy.

An additional benefit is that installment loans give you the flexibility to take out a small loan or a larger loan up to $10,000 (for qualified individuals) and allow you to potentially take advantage of a repayment term from a few weeks to several months.

Loan Process Information

3K Loans’s loan request form has been tailored to ask only the important questions needed for lenders to determine if you qualify for a loan. The lenders require that you be at least 18 years old, a US citizen or permanent resident, that you have qualifying income, and that you have a driver’s license and a social security number. You may also be required to provide your banking information for the lender to use to electronically transfer money to you and collect repayment. Don’t worry if you don’t have a bank account, 3K Loans has several lending partners who specialize in providing services to people without bank accounts. 3K Loans’s and their lending partners have put in place strong security standards on their websites, including SSL and encryption.

Most lenders do not perform a traditional credit check from the big credit reporting agencies, but use alternative reporting services. 3K Loans’s network of lending partners have many types of lenders who can assist in finding loans for people with all credit types, and even a bankruptcy. After submitting your loan request, 3K Loans may match you with a lender to assist you. You will have an opportunity to review all loan terms prior to acceptance and are under no obligation to accept any loan. If you are unhappy for any reason you can simply decline to select a lender and there is no further obligation to you. 3K Loans doesn’t charge you a fee for their matching service so you have nothing to worry about if you choose not to accept a loan.

Help & Support

The 3K Loans website is informative and has clear terms and conditions, privacy policies, email support, and a toll-free number. The Terms and Conditions and Privacy Policy are easy to read. They also have a Frequently Asked Questions page which contains valuable information about the matching service and the loan form request process. If you have any further questions, you can contact them through their email support page.