- $250 to $2,500 loan amounts
- All types of credit considered
- A solution to your specific financial needs
- If approved, your loan funds may be wired to your bank account as soon as the next business day by lenders
1st Loan USA they've set the standard for a fast loan request process. They developed a tailored, brief loan request form that only collects the information their network of lenders need to process your loan request. The loan request form is simple and can be filled out without ever having to leave home. Just fill out the request form and 1st Loan USA will direct you to lenders for every situation and credit score. If you are approved, your lender can deposit funds directly to your account as soon as next business day after approval.
Payday loans are not available in every state and are not available to members of the military, so not everybody can take advantage of the services offered. If you live in a state where payday loans are not available, 1st Loan USA may still have alternative products to help you with your financial needs.
The loan request form will ask you for personal information and rest assured that the form, the website, and their partners employ the highest levels of security, including SSL and encryption. 1st Loan USA is not a lender, does not broker loans, and does not make credit decisions, but the majority of lenders in their network may require that you have an income of at least $1,000 a month, be at least 18 years old, be a citizen or permanent resident of the US, have a driver's license and Social Security number, and not be a member of the US military. You may also be asked for your bank account information for routing and electronic transfer purposes. Don’t worry if you don’t have a bank account as several lenders they work with specialize in working with people just like you to deliver the loan proceeds in an alternative fashion.
Typically, most lenders do not perform a traditional credit check from the big credit reporting agencies, but use alternative reporting services. All credit types are welcome to submit a loan request form. If you receive a loan offer, you will have an opportunity to review the terms of the loan and can decline any loan offer with no further obligation to 1st Loan USA or the lender. These are just a few of the reasons that people come back to 1st Loan USA when they need help finding cash.