Highlights
- $250 to $2,500 loan amounts
- Fast and easy online process
- Pay your Medical bills, Home or Auto repairs or any other emergency expenses
- If approved, your loan funds may be wired to your bank account as soon as the next business day by lenders
Editor's Rating
96
out of 100
What's This?
Features
My Direct Loan they've set the standard for a fast loan request
process. They developed a tailored, brief loan request form that only collects the
information their network of lenders need to process your loan request.
The loan request form is simple and can be filled out without ever having to
leave home. Just fill out the request form and My Direct Loan
will direct you to lenders for every situation and credit score. If you are approved, your
lender can deposit funds directly to your account as soon as next business day after approval.
Payday loans are not available in every state and are not available to members of the military,
so not everybody can take advantage of the services offered. If you live in a state where
payday loans are not available, My Direct Loan may still have
alternative products to help you with your financial needs.
Loan Request Process Information
The loan request form will ask you for personal information and rest assured that the form, the
website, and their partners employ the highest levels of security, including SSL and encryption.
My Direct Loan is not a lender, does not broker loans, and does not
make credit decisions, but the majority of lenders in their network may require that you have an
income of at least $1,000 a month, be at least 18 years old, be a citizen or permanent resident
of the US, have a driver's license and Social Security number, and not be a member of the US
military. You may also be asked for your bank account information for routing and electronic
transfer purposes. Don’t worry if you don’t have a bank account as several lenders they work
with specialize in working with people just like you to deliver the loan proceeds in an
alternative fashion.
Typically, most lenders do not perform a traditional credit check from the big credit reporting
agencies, but use alternative reporting services. All credit types are welcome to submit a loan
request form. If you receive a loan offer, you will have an opportunity to review the terms of
the loan and can decline any loan offer with no further obligation to
My Direct Loan or the lender. These are just a few of the reasons that
people come back to My Direct Loan when they need help finding cash.
Help & Support
My Direct Loan offers robust support through an informative website that
includes clear terms and conditions, privacy policies, email support, and a toll-free number.
The best source of information is the FAQ page, which has answers to the most common questions
about the loan request process. Their website terms and conditions and privacy policy are easy
to read and tell you exactly what you need to know before submitting your loan request.